^{Effective Date: January 1, 2026}

Garden Island Insurance Agency (“InsureKauai,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you visit insurekauai.com or communicate with us by phone, email, or SMS text message.

Information We Collect

We may collect:

• Name

• Phone number

• Email address

• Mailing address

• Insurance and Medicare-related information you voluntarily provide

• Website usage data (cookies, analytics)

We only collect information necessary to provide quotes, enrollments, customer service, and communications.

How We Use Your Information

We use your information to:

• Provide insurance quotes and services

• Respond to inquiries

• Send appointment reminders or service updates

• Send requested information

• Comply with legal and regulatory requirements

• Improve our website and services

We do not sell your personal information.

SMS Text Messages & Calls

By providing your phone number, you consent to receive calls and SMS text messages from InsureKauai regarding:

• appointments

• quotes

• policy updates

• customer service

SMS Text Message frequency may vary.

SMS Text Message and data rates may apply.

SMS Text Message Consent not shared with third parties (except SMS providers).

Reply STOP to unsubscribe at any time.

Reply HELP for assistance.

Mobile information will not be shared or sold to third parties for marketing purposes.

Sharing of Information

We may share information only with:

• Licensed insurance carriers

• Medicare plan providers

• Service providers assisting with business operations

• Government or regulatory agencies when required by law

We never sell or rent personal data.

Data Security

We implement reasonable safeguards to protect your information. However, no online system can guarantee absolute security.

Cookies & Analytics

Our website may use cookies or analytics tools to understand visitor behavior and improve performance. You may disable cookies in your browser settings.

Your Rights

You may request to:

• update your information

• correct inaccuracies

• opt out of communications

• request deletion where permitted by law

Contact us using the information below.

Contact Us

Garden Island Insurance Agency

Lihue, Hawaii

Phone: (808) 635-0219

Email: [email protected]